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Equalization Calculator

Ontario’s Net Family Property formula, done for you. Enter each spouse’s assets, debts and excluded property, get a realistic equalization payment under s.4 of the Family Law Act.

Phase 2 · Family Law · Ontario

Equalization Calculator

Under Ontario's Family Law Act, each spouse calculates their Net Family Property (NFP). The spouse with the higher NFP pays the other half the difference. This tool walks you through both sides, spouse by spouse, and gives you a realistic equalization payment.

Spouse 1
Spouse 2
Equalization Payment
$0payable by
Spouse 1, NFP$0
Spouse 2, NFP$0
Difference$0
Half of difference$0
Honest disclaimer

This is an estimate under the standard NFP formula. It does not account for several important real-world rules: the matrimonial home exception (if one spouse owned the home on the marriage date and it is still the matrimonial home at separation, they cannot deduct its marriage-date value, s.4(1)); unequal division under s.5(6) where equalization would be unconscionable; disputes over valuation date; or property excluded by a domestic contract.

It also assumes debts on the marriage date don't exceed assets, if they do, the formula treats marriage-date net as zero. Nothing here is legal advice, and using this tool does not create a solicitor-client relationship with Lexaltico LLP.

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