This is a simplified break-even analysis. Actual refinancing costs depend on your lender (penalties vary), property location, and exact mortgage terms. Consult your lender for precise costs before refinancing.
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Law Society of Ontario — RegulatedON & AB
Legal Notices & Disclaimers
No Solicitor-Client Relationship
Use of this website does not establish a solicitor-client relationship between you and Lexaltico LLP. Such a relationship is only formed when Lexaltico LLP has expressly confirmed in writing that it has agreed to act on your behalf. Until that confirmation is provided, no obligation of confidentiality exists.
Not Legal Advice
Information on this website is provided for general informational purposes only and does not constitute legal advice. Do not act on any information here without first consulting a qualified lawyer licensed in your jurisdiction. Lexaltico LLP disclaims all liability for actions taken or not taken based on this website's contents.
Confidentiality of Enquiries
Do not submit confidential information through this website or by email until a solicitor-client relationship has been confirmed in writing. Information submitted before that point will not be treated as confidential.
Law Society of Ontario — Regulation
Lexaltico LLP is regulated by the Law Society of Ontario (LSO) under the Law Society Act, R.S.O. 1990, c. L.8. All lawyers are members in good standing. Alberta matters are handled by lawyers licensed with the Law Society of Alberta (LSA).
Law Society of Alberta
Our Alberta-licensed lawyers are members in good standing of the Law Society of Alberta (LSA).
Immigration Regulatory Body — CICC
Immigration consulting services are provided by Regulated Canadian Immigration Consultants (RCICs) in good standing with the College of Immigration and Citizenship Consultants (CICC) under the College of Immigration and Citizenship Consultants Act, S.C. 2019, c. 29, s. 292.
Estimator & Calculator Tools
The Severance Estimator and Estate Dispute Evaluator are for informational purposes only. Results are estimates and do not account for specific contractual terms, statutory provisions, or judicial discretion. These tools do not create a solicitor-client relationship. Always seek independent legal advice before making any legal decision.
Privacy — PIPEDA & CASL
Your personal information is protected in accordance with the Personal Information Protection and Electronic Documents Act (PIPEDA), S.C. 2000, c. 5 and Canada's Anti-Spam Legislation (CASL). We do not sell your information. Withdraw consent at any time: hello@lexaltico.com.
Free Consultation
Most matters qualify for a complimentary 30-minute virtual consultation. For a small number of complex or multi-issue files, a nominal fee may apply — this will always be disclosed to you upfront before any consultation takes place and will be credited in full toward your fees if you retain Lexaltico LLP. The complimentary consultation constitutes a general introductory discussion only and does not constitute legal advice. It does not create a solicitor-client relationship, and no duty of confidentiality arises until such a relationship has been formally confirmed in writing.
Referral Fees — LexKonnect
All referral fee arrangements comply with Rule 3.6-6 of the LSO Rules of Professional Conduct. Fees are disclosed to and consented to by the client. No arrangement impairs independent professional judgment.
Limitation Periods
Failure to commence proceedings within applicable limitation periods may permanently bar your claim. In Ontario, the general limitation period is two (2) years from discovery under the Limitations Act, 2002, S.O. 2002, c. 24, Sched. B. Seek legal advice promptly.
Past Results & Testimonials
Any client testimonials, case results, recoveries or outcomes referred to on this website are illustrative only. Past results are not necessarily indicative of future outcomes. Each legal matter turns on its own facts; the outcome of any particular matter cannot be guaranteed and depends on circumstances unique to that matter. No statement on this website should be read as a promise or prediction of any particular result.